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"Following progress in opening its equity and bond markets to foreigners, China is now taking additional steps to remove foreign ownership limits in financial institutions and some other sectors," it said.

"Having the chance to play one of the finest violins is rare," said Li, adding that it is the additional benefits - sharing information and learning more knowledge - that really attracted him to make the investment.

"For smaller loan applicants, the major difficulty is the information asymmetry," he said. "How to reduce default risks of unsecured loans by monitoring the cash flows of companies is also a challenge, because small and micro enterprises are asset-light and short of pledges."

"For great powers such as China and the US, competition — even conflict — is natural," Cui said. "It is, however, vital for us to manage such competition in an effective and constructive way."

"For some time, the US has been using its power to tarnish and crack down on specific Chinese enterprises in an attempt to strangle their lawful and legitimate operations. Those acts were motivated by strong political intentions and manipulation," he said.